_title'
------------------------------------------------------------------------------------------------------------------------
                       (1)          (2)          (3)          (4)          (5)          (6)          (7)          (8)   
                    Full 1       Full 2        H/O 1        H/O 2      Nboom 1      Nboom 2       Boom 1       Boom 2   
------------------------------------------------------------------------------------------------------------------------
drat                -7.796**                  -7.132                    -5.705                   -11.265                
                   (0.058)                   (0.229)                   (0.413)                   (0.339)                

Head age            -0.148***    -0.107*      -0.170*      -0.113       -0.110       -0.072       -0.284       -0.178   
                   (0.048)      (0.147)      (0.146)      (0.250)      (0.423)      (0.533)      (0.218)      (0.351)   

Head college d~e    -5.092***    -5.902***    -5.684***    -6.036***    -9.465***    -9.860***     3.126        4.147   
                   (0.035)      (0.013)      (0.042)      (0.031)      (0.005)      (0.003)      (0.542)      (0.435)   

Income in t-1        0.014        0.004        0.021*       0.016        0.035*       0.025        0.013        0.011   
                   (0.278)      (0.780)      (0.116)      (0.238)      (0.114)      (0.275)      (0.434)      (0.546)   

State UR             0.218        0.393       -0.068       -0.153        0.262       -0.244       -3.663       -2.988   
                   (0.861)      (0.753)      (0.964)      (0.920)      (0.886)      (0.897)      (0.324)      (0.433)   

del(State UR)        0.113       -0.459       -0.980       -1.356       -1.133       -0.774        3.614        1.356   
                   (0.949)      (0.799)      (0.652)      (0.534)      (0.670)      (0.773)      (0.516)      (0.818)   

del(IHS Y)           0.105***     0.106***     0.062***     0.066***     0.047**      0.051**      0.102***     0.113***
                   (0.000)      (0.000)      (0.011)      (0.007)      (0.100)      (0.075)      (0.039)      (0.028)   

del(IHS NW)          0.021***     0.026***     0.018***     0.026***     0.026***     0.031***     0.004        0.025   
                   (0.000)      (0.000)      (0.003)      (0.001)      (0.001)      (0.000)      (0.720)      (0.171)   

del_drat                         19.138                    17.081                    17.503                    34.358   
                                (0.168)                   (0.299)                   (0.382)                   (0.343)   

Constant             2.584        0.028       10.681        8.062        5.755        6.052       23.367       17.048   
                   (0.720)      (0.997)      (0.305)      (0.405)      (0.629)      (0.611)      (0.276)      (0.372)   
------------------------------------------------------------------------------------------------------------------------
Adjusted R-squ~d     0.020        0.021        0.009        0.007        0.011        0.012        0.009            .   
Observations          3631         3631         2192         2192         1610         1610          582          582   
------------------------------------------------------------------------------------------------------------------------
p-values in parentheses
Dependent variable is diff of IHS non housing consumption. HHs with complete set of intvws 2005-2009. Regressions drop extreme outliers for M/HV & DSR.
* p<.15, ** p<.10, *** p<.05
_title'
------------------------------------------------------------------------------------------------------------------------
                       (1)          (2)          (3)          (4)          (5)          (6)          (7)          (8)   
                    Full 1       Full 2        H/O 1        H/O 2      Nboom 1      Nboom 2       Boom 1       Boom 2   
------------------------------------------------------------------------------------------------------------------------
drat              -105.642***                -80.440***               -243.542                   -77.865***             
                   (0.018)                   (0.045)                   (0.382)                   (0.031)                

Head age            -0.116*      -0.115*      -0.234**     -0.081       -0.449       -0.039       -0.380**     -0.148   
                   (0.123)      (0.116)      (0.055)      (0.394)      (0.354)      (0.728)      (0.076)      (0.420)   

Head college d~e    -2.747       -5.742***    -5.239**     -5.839***    -4.400       -9.720***     0.705        3.546   
                   (0.326)      (0.016)      (0.069)      (0.037)      (0.551)      (0.004)      (0.895)      (0.486)   

Income in t-1        0.011        0.006        0.004        0.018       -0.024        0.030       -0.001        0.011   
                   (0.412)      (0.642)      (0.779)      (0.188)      (0.724)      (0.180)      (0.950)      (0.512)   

State UR            -0.859        0.287       -1.158       -0.011       -1.440        0.385       -2.952       -3.815   
                   (0.531)      (0.817)      (0.486)      (0.994)      (0.625)      (0.833)      (0.435)      (0.299)   

del(State UR)        1.704        0.063        0.932       -1.087        1.980       -1.315        2.723        3.899   
                   (0.387)      (0.972)      (0.705)      (0.616)      (0.683)      (0.621)      (0.630)      (0.479)   

del(IHS Y)           0.095***     0.120***     0.044*       0.093***    -0.054        0.068***     0.109***     0.166***
                   (0.000)      (0.000)      (0.144)      (0.001)      (0.684)      (0.032)      (0.031)      (0.002)   

del(IHS NW)          0.012***     0.022***     0.010        0.018***     0.014        0.026***    -0.004        0.008   
                   (0.042)      (0.000)      (0.158)      (0.001)      (0.419)      (0.000)      (0.698)      (0.307)   

del_drat                          0.003***                  0.003***                  0.002                     0.003***
                                (0.015)                   (0.040)                   (0.307)                   (0.027)   

Constant             9.957       -0.857       24.008**      3.282       54.850       -0.125       36.376**     11.337   
                   (0.242)      (0.903)      (0.080)      (0.715)      (0.390)      (0.991)      (0.093)      (0.526)   
------------------------------------------------------------------------------------------------------------------------
Adjusted R-squ~d         .        0.024            .        0.012            .        0.013            .        0.014   
Observations          3631         3631         2192         2192         1607         1607          585          585   
------------------------------------------------------------------------------------------------------------------------
p-values in parentheses
Dependent variable is diff of IHS non housing consumption. HHs with complete set of intvws 2005-2009. Regressions drop extreme outliers for M/HV & DSR.
* p<.15, ** p<.10, *** p<.05
